Hard Rock Bet has stopped accepting credit card deposits for its U.S. sportsbook and online casino, completing a phased rollout across its American markets this week. The operator still accepts debit cards, online bank transfers, PayPal and Venmo, and linked credit cards cannot be used through those third-party payment platforms. It already did not accept credit cards in Ontario.
According to PlayUSA, Hard Rock Bet framed the change as part of "a broader industry shift toward promoting responsible gaming and encouraging the use of alternative payment methods, such as debit cards, bank transfers, and digital wallets." The move also fits with the company’s own responsible-gaming tools, including deposit limits, timeouts and self-exclusion options.
The decision places Hard Rock Bet among a growing group of major operators that have moved away from card-funded betting. DraftKings stopped accepting credit cards nationwide in late summer 2025, FanDuel later did the same for its U.S. sportsbook and casino, BetMGM followed in March, and bet365 and Caesars Digital ended credit-card use in April. Fanatics says it never accepted credit cards for online sports betting or casino play in the United States.
Pressure has also come from lawmakers and gambling policy groups. In February, Sen. Elizabeth Warren sent letters to operators including Hard Rock Digital urging them to stop accepting credit cards for gambling deposits, saying such transactions are "almost always treated as cash advances" that can trigger higher fees and immediate interest. She wrote that Americans who gamble in states where it is legal should not have to deal with undisclosed credit card fees "that rig the odds against them."
Warren later said in an April 28 letter that around 80% of the sports gambling market no longer accepted credit-card transactions. She also said gambling sites had pointed to improving the deposit experience, evolving industry standards, responsible gaming considerations and helping customers avoid cash-advance fees and higher interest rates as reasons for dropping cards.
State rules are moving in the same direction. Massachusetts, Iowa and Tennessee already prohibit credit card deposits for online sports betting. Colorado, Maine and Virginia added bans earlier this year, while Maryland and Pennsylvania have heard similar recommendations.
